Do I have to use the body shop my insurance company recommends?
No β California law protects your right to choose. Under California Insurance Code Β§758.5, you have the absolute right to select any licensed body shop, regardless of what your insurance company recommends or "prefers." Their preferred shops are called Direct Repair Program (DRP) shops, and while they exist to speed up the insurer's claim process, they don't necessarily result in a better repair for you.
Here's why choosing your own shop (like International Auto Collision Center) is often the better call:
- No incentive to cut corners. DRP shops sign contracts with insurers that put pressure on labor times and parts costs. Independent shops answer to you, not the insurance company.
- OEM parts, not aftermarket. Many DRP contracts require aftermarket or salvage parts to save the insurance company money. We use OEM (original equipment manufacturer) parts whenever they're available.
- You control the pace. DRP shops are prioritized by claim volume β you might be one of dozens. We treat every repair the same.
- Warranty stays with you. Our lifetime workmanship warranty travels with the vehicle. If a DRP shop cuts corners, the warranty may be limited to that specific shop.
Your insurance company still has to pay for the repair regardless of which licensed shop you choose, as long as the estimate is reasonable. If they push back or steer you, that's actually a violation of California law β and we can help you document it.
